Financing your new business

Entrepreneurs often report that getting financing is the most challenging aspect of starting a business. There are both government and private-sector sources of financing that you can tap into to get your business off the ground. The government provides financing to help entrepreneurs like you start a business and we have a tool where you can find everything that government has to offer.

Table of Contents

    Government financing

    The government provides financing to help entrepreneurs like you start a business. Some of this financing is targeted at specific demographic groups and industry sectors, and some of it is available to a wider audience. The financing includes grants and contributions (which generally do not have to be repaid), loans, and loan guarantees (which generally do have to be repaid).

    Canada

    Alberta

    • Aboriginal Business and Entrepreneurship Development
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick Quebec Ontario Manitoba Saskatchewan Alberta British Columbia
      Apply for financing to start or grow your Aboriginal business.
    • Agriculture Financial Services Corporation Lending
      Only Applies to : Alberta
      Access loans and services to start or grow a farm, agribusiness or other small business.
    • ATB BoostR
      Only Applies to : Alberta
      This crowdfunding platform can help your Alberta business raise money through a community of supporters, in exchange for a reward.
    • Alberta Foundation for the Arts Grants
      Only Applies to : Alberta
      Learn about grants and resources for artists in Alberta.
    • Alberta Indian Investment Corporation
      Only Applies to : Alberta
      If you are an Indigenous entrepreneur seeking financing and business support, learn about loans, equity investments and services available to you.
    • Alberta Women Entrepreneurs
      Only Applies to : Alberta
      As a woman in Alberta, you can take advantage of this network and its tools to gain business skills and help your business succeed.
    • Apeetogosan (Métis) Development Inc. & Pinnacle Business Services Ltd.
      Only Applies to : Alberta
      Are you an established or budding entrepreneur seeking financing and business support services? If so, learn about direct business financing, equity investments, and business services.
    • ATB Financial
      Only Applies to : Alberta
      If you are looking for money to help you start or operate your small business in Alberta, you may be eligible for financing opportunities.
    • AVAC Ltd.
      Only Applies to : Alberta
      If you operate a new Alberta agricultural business, you can apply for money for R&D and to help you market your product or service.
    • Community Futures Alberta — Small business loans
      Only Applies to : Alberta
      You could get a loan to start or grow a business if you live in rural Alberta.
    • Community Futures Treaty Seven — Business development
      Only Applies to : Alberta
      Are you an Aboriginal entrepreneur wishing to start or grow your business? You may be eligible for a business loan.
    • Elevate!
      Only Applies to : Manitoba Saskatchewan Alberta
      Are you a person with a disability looking to start a business in a rural community? Support may be available.
    • Entrepreneurs with Disabilities Program
      Only Applies to : Manitoba Saskatchewan Alberta British Columbia
      If you are an entrepreneur with a disability and you live in Western Canada, you could get help to start or grow a business.
    • Indian Business Corporation services
      Only Applies to : Alberta
      If you are a First Nations person looking for financing for a new or existing business, learn about loans and business services available to you.
    • Self-Employment Program (Alberta)
      Only Applies to : Alberta
      If you are unemployed, you could get self-employment training, continue to receive benefits, and get assistance for living expenses.
    • Settlement Investment Corporation
      Only Applies to : Alberta
      As a Métis business owner, you could get support with direct business loans and services such as business plan development and training.

    British Columbia

    Manitoba

    • Aboriginal Business and Entrepreneurship Development
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick Quebec Ontario Manitoba Saskatchewan Alberta British Columbia
      Apply for financing to start or grow your Aboriginal business.
    • Business Start Program
      Only Applies to : Manitoba
      Are you ready to begin your business journey? Access this 3-day business workshop and loan guarantee program to start things off on the right foot.
    • Community Futures Manitoba
      Only Applies to : Manitoba
      Find out about loans to start or grow a business if you live in rural and northern Manitoba.
    • Economic Development Council for Manitoba Bilingual Municipalities: Financing
      Only Applies to : Manitoba
      If you are a Francophone living in Manitoba, you may be able to get financing to start or grow a business.
    • Elevate!
      Only Applies to : Manitoba Saskatchewan Alberta
      Are you a person with a disability looking to start a business in a rural community? Support may be available.
    • Entrepreneurs with Disabilities Program
      Only Applies to : Manitoba Saskatchewan Alberta British Columbia
      If you are an entrepreneur with a disability and you live in Western Canada, you could get help to start or grow a business.
    • Self Employment Program (Manitoba)
      Only Applies to : Manitoba
      Are you collecting Employment and Income Assistance? Are you ready to be your own boss? The Self Employment Program might be the next step for you.
    • Women's Enterprise Centre (Manitoba)
      Only Applies to : Manitoba
      Are you a woman entrepreneur looking to start, expand or purchase a business? Get help to improve your business skills and acquire financing.
    • Young Entrepreneurs Program
      Only Applies to : Manitoba
      If you are a young entrepreneur between 18-29 years old, you could receive a grant to help set up your business.

    New Brunswick

    • Aboriginal Business and Entrepreneurship Development
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick Quebec Ontario Manitoba Saskatchewan Alberta British Columbia
      Apply for financing to start or grow your Aboriginal business.
    • Ulnooweg's Aboriginal Business Loans
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick
      If you are a status or non-status Aboriginal living in Atlantic Canada, you could get funding to start, buy, grow or refinance a business.
    • Atlantic Association of Community Business Development Corporations
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick
      If you live in a rural region of Atlantic Canada, you can access business counselling, financing and training to help start or grow your business.
    • Business Development Program
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick
      Access funds to start, expand or improve your business in Atlantic Canada.
    • CBDC First-time Entrepreneur Loan
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick
      If you're a first-time entrepreneur living in a rural community in Atlantic Canada, you could get help to buy an existing business or start your own.
    • CBDC General Business Loan
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick
      If you’re an entrepreneur living in a rural community in Atlantic Canada, you could get help to expand your existing business or buy a new one.
    • CBDC Youth Loan
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick
      If you're a young entrepreneur living in Atlantic Canada, you could get help to start, expand or modernize your business.
    • Community Business Development Corporations — Social Enterprise Loan
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick
      You could get a loan of up to $150,000 to start, renovate or grow your social enterprise in rural Atlantic Canada.
    • JEDI Aboriginal Development Fund
      Only Applies to : New Brunswick
      If you are Aboriginal and live in New Brunswick, you can apply for up to $2,500 to start or grow a business.
    • New Entrant Farmer Loan Program
      Only Applies to : New Brunswick
      You could get up to $750,000 in loans to help you buy a farm.
    • Impact: more than a start-up loan
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick
      If you live in one of 6 major Atlantic cities, you could obtain a loan to start, grow or improve a small business.
    • Self-Employment Benefit — Workforce Expansion
      Only Applies to : New Brunswick
      Do you want to start a business and be your own boss? Find out about a program that could help you get started.
    • Student Entrepreneurship
      Only Applies to : New Brunswick
      Are you looking for a summer job? You could get an interest-free loan of up to $3,000 to operate your own business.

    Newfoundland and Labrador

    • Aboriginal Business and Entrepreneurship Development
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick Quebec Ontario Manitoba Saskatchewan Alberta British Columbia
      Apply for financing to start or grow your Aboriginal business.
    • Ulnooweg's Aboriginal Business Loans
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick
      If you are a status or non-status Aboriginal living in Atlantic Canada, you could get funding to start, buy, grow or refinance a business.
    • Atlantic Association of Community Business Development Corporations
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick
      If you live in a rural region of Atlantic Canada, you can access business counselling, financing and training to help start or grow your business.
    • Investment Attraction Fund
      Only Applies to : Newfoundland and Labrador
      You could get a loan or equity investment to establish your company in Newfoundland and Labrador.
    • Business Development Program
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick
      Access funds to start, expand or improve your business in Atlantic Canada.
    • CBDC First-time Entrepreneur Loan
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick
      If you're a first-time entrepreneur living in a rural community in Atlantic Canada, you could get help to buy an existing business or start your own.
    • CBDC General Business Loan
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick
      If you’re an entrepreneur living in a rural community in Atlantic Canada, you could get help to expand your existing business or buy a new one.
    • CBDC Youth Loan
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick
      If you're a young entrepreneur living in Atlantic Canada, you could get help to start, expand or modernize your business.
    • Community Business Development Corporations — Social Enterprise Loan
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick
      You could get a loan of up to $150,000 to start, renovate or grow your social enterprise in rural Atlantic Canada.
    • Direct Equity Tax Credit Program
      Only Applies to : Newfoundland and Labrador
      Invest in a new or expanding small business in Newfoundland and Labrador and receive a provincial income tax credit.
    • Fisheries Loan Guarantee Program
      Only Applies to : Newfoundland and Labrador
      If you have a commercial fishing enterprise, you could take advantage of a loan guarantee to access funding from financial institutions.
    • Grants for registered family child care homes
      Only Applies to : Newfoundland and Labrador
      Thinking of starting a registered family child care home in Newfoundland and Labrador? You may be eligible for start-up grants and yearly supplements.
    • Junior Exploration Assistance Program
      Only Applies to : Newfoundland and Labrador
      You could receive a grant to conduct advanced mineral exploration and prospecting activities.
    • Prospectors Assistance
      Only Applies to : Newfoundland and Labrador
      You could receive funding for mineral exploration activities and prospector training.
    • Impact: more than a start-up loan
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick
      If you live in one of 6 major Atlantic cities, you could obtain a loan to start, grow or improve a small business.
    • Self-Employment Assistance
      Only Applies to : Newfoundland and Labrador
      If you are unemployed and want to create a job for yourself by starting your own business, you may be eligible for financial and entrepreneurial assistance.
    • Town of Conception Bay South Business Incentive Programs
      Only Applies to : Newfoundland and Labrador
      If you are opening a business or expanding an existing business in the Town of Conception Bay South, you can apply for a business tax reduction.

    Northwest Territories

    • Community Futures Program (NWT)
      Only Applies to : Northwest Territories
      If you are starting a new business or looking to grow your existing business in the NWT, you could be eligible for business assistance, funding or counselling.
    • Entrepreneurship and Business Development Fund
      Only Applies to : Yukon Northwest Territories Nunavut
      If you are Aboriginal and live in the territories, you could get financing to start or grow a business.
    • Financial programs
      Only Applies to : Northwest Territories
      Are you looking to obtain financing for your business? This program offers term loans, equity, contributions and letters of credit.
    • Metis-Dene Development Fund
      Only Applies to : Northwest Territories
      You could get a loan to help you develop your business in the Northwest Territories.
    • Self Employment Option
      Only Applies to : Northwest Territories
      Interested in starting your own business in the NWT? If you are unemployed, you could continue to receive benefits and get help to start your business.
    • Support for Entrepreneurs and Economic Development
      Only Applies to : Northwest Territories
      You may be eligible to receive financial support to start a new business or improve your business' capacity.

    Nova Scotia

    • Aboriginal Business and Entrepreneurship Development
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick Quebec Ontario Manitoba Saskatchewan Alberta British Columbia
      Apply for financing to start or grow your Aboriginal business.
    • Ulnooweg's Aboriginal Business Loans
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick
      If you are a status or non-status Aboriginal living in Atlantic Canada, you could get funding to start, buy, grow or refinance a business.
    • Atlantic Association of Community Business Development Corporations
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick
      If you live in a rural region of Atlantic Canada, you can access business counselling, financing and training to help start or grow your business.
    • Black Business Initiative — Financial support
      Only Applies to : Nova Scotia
      As an African Nova Scotian entrepreneur, you could access a loan of up to $25,000 to start or expand your business.
    • Business Development Program
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick
      Access funds to start, expand or improve your business in Atlantic Canada.
    • CBDC First-time Entrepreneur Loan
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick
      If you're a first-time entrepreneur living in a rural community in Atlantic Canada, you could get help to buy an existing business or start your own.
    • CBDC General Business Loan
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick
      If you’re an entrepreneur living in a rural community in Atlantic Canada, you could get help to expand your existing business or buy a new one.
    • CBDC Youth Loan
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick
      If you're a young entrepreneur living in Atlantic Canada, you could get help to start, expand or modernize your business.
    • Centre for Entrepreneurship Education Development — Financing
      Only Applies to : Nova Scotia
      If you live in Halifax, Dartmouth or Bedford, you may be eligible for several financing programs to help fund your venture.
    • Community Business Development Corporations — Social Enterprise Loan
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick
      You could get a loan of up to $150,000 to start, renovate or grow your social enterprise in rural Atlantic Canada.
    • Craft business development
      Only Applies to : Nova Scotia
      Access skills development and funding assistance to develop or grow your craft business in Cape Breton Island and Mulgrave.
    • Fishing Licence Loan Program
      Only Applies to : Nova Scotia
      Apply for a loan to buy a New Entrant or New Species fishing licence.
    • Nova Scotia farm loans
      Only Applies to : Nova Scotia
      Apply for a variety of lending products to help start or grow your agricultural business.
    • Rise Asset Development
      Only Applies to : Nova Scotia Ontario
      If you are an entrepreneur facing mental health or addiction challenges you could get $300 to $10,000 to help start, grow or promote your business.
    • Impact: more than a start-up loan
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick
      If you live in one of 6 major Atlantic cities, you could obtain a loan to start, grow or improve a small business.
    • Self-Employment Program (Nova Scotia)
      Only Applies to : Nova Scotia
      Get support and training to start a business to create your own job.
    • Small Business Loan Guarantee Program
      Only Applies to : Nova Scotia
      You could borrow up to $500,000 to help establish or grow your Nova Scotia business.
    • New Small Business Tax Deduction
      Only Applies to : Nova Scotia
      Find out how you can avoid paying Nova Scotia corporate income tax for the first 3 years of your new incorporated business.
    • Vessel Loan Program
      Only Applies to : Nova Scotia
      Apply for a loan to purchase, build or modify your fishing vessel.

    Nunavut

    • Atuqtuarvik Corporation — Financing
      Only Applies to : Nunavut
      If you are Inuit and live in Nunavut, you can apply for a loan to start or expand your business.
    • Business Development Centres of Nunavut
      Only Applies to : Nunavut
      If you are a Canadian living in Nunavut, you can apply for help to start or grow a business in your community.
    • Entrepreneurship and Business Development Fund
      Only Applies to : Yukon Northwest Territories Nunavut
      If you are Aboriginal and live in the territories, you could get financing to start or grow a business.
    • Funding programs for Nunavut filmmakers
      Only Applies to : Nunavut
      If you are a filmmaker, producer or owner of a production company based in Nunavut, you may get money to create films, television shows and digital media.
    • Makigiaqvik Loans
      Only Applies to : Nunavut
      If you have an Inuit-owned business and are living in the Qikiqtani region, you may be eligible for a loan of up to $50,000.
    • Nunavut Business Credit Corporation
      Only Applies to : Nunavut
      You could get up to $1 million to start or grow a business in Nunavut.
    • Sivummut Grants to Small Businesses
      Only Applies to : Nunavut
      If you live in the Baffin (Qikiqtaaluk) region of Nunavut, you could get up to $25,000 to start or grow a business.
    • Small Business Support Program
      Only Applies to : Nunavut
      If you are a Nunavut resident, you can get financial support to help start, run, and expand a small business or community organization.
    • Strategic Investments Program
      Only Applies to : Nunavut
      You could get funding to start or grow a business, or to help build Nunavut's economy if you run a not-for-profit corporation or society.

    Ontario

    • Aboriginal Business and Entrepreneurship Development
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick Quebec Ontario Manitoba Saskatchewan Alberta British Columbia
      Apply for financing to start or grow your Aboriginal business.
    • Indigenous Economic Development Fund — Business and Community Fund
      Only Applies to : Ontario
      You may be eligible to apply for a loan for your Indigenous business in designated regions of Ontario.
    • Community Futures Program (Ontario)
      Only Applies to : Ontario
      You could receive funding to start or grow your business in rural Ontario.
    • Eastern Ontario Development Program
      Only Applies to : Ontario
      If you are located in a rural area of Eastern Ontario, you could get financing to start or grow your business.
    • Economic Development Initiative (Southern Ontario)
      Only Applies to : Ontario
      Funding may be available for your organization if you provide business support services in French to a Francophone community in southern Ontario.
    • Fuel Injection Program
      Only Applies to : Ontario
      Your advanced manufacturing or social innovation business could access up to $30,000 in seed funding for growth projects in Southern Ontario.
    • General business loans
      Only Applies to : Ontario
      As a member of the Six Nations or New Credit aboriginal communities, you could qualify for a business loan of up to $300,000.
    • Impact Loan program
      Only Applies to : Ontario
      If you are starting or expanding your business in the London area and you cannot access traditional financing, you may qualify for a loan of up to $5,000.
    • Indian Agricultural Program of Ontario
      Only Applies to : Ontario
      If you are Indigenous and run an agricultural-related business, you may qualify for a variety of loans.
    • Industry-Academic Collaboration Programs
      Only Applies to : Ontario
      Learn about financing and support that may help you develop and commercialize innovative techniques, products and services in Ontario.
    • Métis Voyageur Development Fund
      Only Applies to : Ontario
      If you are Métis, your Ontario-based business may be eligible for loans up to $1M with better rates and fewer restrictions than with commercial lenders.
    • Microlending for Women in Ontario Program
      Only Applies to : Ontario
      As a woman entrepreneur, you may be eligible for business support training and microloans to help you start your business.
    • Northern Business Opportunity Program (Northern Ontario)
      Only Applies to : Ontario
      Your Northern Ontario business could be eligible for grants or loans ranging from $200,000 to $1 million.
    • Ontario Catapult Microloan Fund for Social Enterprises
      Only Applies to : Ontario
      You may be eligible for a loan of $5,000 to $25,000 for your innovative Ontario-based social enterprise.
    • Ontario Disability Support Program: Employment Supports
      Only Applies to : Ontario
      If you are an entrepreneur with a disability, you can get help starting a business.
    • Rise Asset Development
      Only Applies to : Nova Scotia Ontario
      If you are an entrepreneur facing mental health or addiction challenges you could get $300 to $10,000 to help start, grow or promote your business.
    • SmartStart Seed Fund
      Only Applies to : Ontario
      You may be eligible for funding of up to $70,000 to help you through the validation stage of your innovation-based business.
    • Social Enterprise Ontario
      Only Applies to : Ontario
      Your social enterprise with an environmental or social goal for Francophones may be eligible for grants of up to $16,000 or loans of up to $40,000.
    • Starter Company Plus
      Only Applies to : Ontario
      You may be eligible for funding of up to $5,000 and business skills training to help you a start or expand a business.
    • Summer Company
      Only Applies to : Ontario
      If you are a student between 15 and 29 years of age, you may be eligible for up to $3,000 to help you start and run a summer business.
    • Toronto Enterprise Fund
      Only Applies to : Ontario
      You could receive funding to start or manage a social enterprise that provides employment or training for socially marginalized people.
    • York Entrepreneurship Development Institute programs
      Only Applies to : Ontario
      You may be able to access training, certification, and mentoring for your innovative small business or established not-for-profit enterprise.

    Prince Edward Island

    • Aboriginal Business and Entrepreneurship Development
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick Quebec Ontario Manitoba Saskatchewan Alberta British Columbia
      Apply for financing to start or grow your Aboriginal business.
    • Ulnooweg's Aboriginal Business Loans
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick
      If you are a status or non-status Aboriginal living in Atlantic Canada, you could get funding to start, buy, grow or refinance a business.
    • Aerospace and Defence Tax Rebate
      Only Applies to : Prince Edward Island
      Your PEI aerospace and defence-related business may be eligible for a tax rebate.
    • Atlantic Association of Community Business Development Corporations
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick
      If you live in a rural region of Atlantic Canada, you can access business counselling, financing and training to help start or grow your business.
    • Business Development Program
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick
      Access funds to start, expand or improve your business in Atlantic Canada.
    • CBDC First-time Entrepreneur Loan
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick
      If you're a first-time entrepreneur living in a rural community in Atlantic Canada, you could get help to buy an existing business or start your own.
    • CBDC General Business Loan
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick
      If you’re an entrepreneur living in a rural community in Atlantic Canada, you could get help to expand your existing business or buy a new one.
    • CBDC Youth Loan
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick
      If you're a young entrepreneur living in Atlantic Canada, you could get help to start, expand or modernize your business.
    • Community Business Development Corporations — Social Enterprise Loan
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick
      You could get a loan of up to $150,000 to start, renovate or grow your social enterprise in rural Atlantic Canada.
    • Entrepreneur Loan Program
      Only Applies to : Prince Edward Island
      You may be eligible to receive up to $100,000 directly from authorized lenders backed by a government guarantee for your new or expanding business.
    • Marketing Support Assistance
      Only Applies to : Prince Edward Island
      You could obtain financial assistance for marketing costs from start-up through to international exporting.
    • Micro-Loan Program
      Only Applies to : Prince Edward Island
      You may be eligible to receive financing to help start or expand your PEI-based business.
    • Music PEI Funding Program
      Only Applies to : Prince Edward Island
      If you are a musical artist from PEI, you may apply for a grant to assist you in developing your craft.
    • New Business Growth Program
      Only Applies to : Prince Edward Island
      If you are an established musician in PEI, you could get help in developing your career, particularly through revenue streams.
    • Impact: more than a start-up loan
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick
      If you live in one of 6 major Atlantic cities, you could obtain a loan to start, grow or improve a small business.
    • Self-Employ PEI
      Only Applies to : Prince Edward Island
      Interested in starting your own business? If you are currently unemployed, you may be eligible to receive benefits to help you do so.
    • Small Business Assistance
      Only Applies to : Prince Edward Island
      You could obtain a small business loan to purchase or expand a business, to consolidate debt, or undertake new construction.
    • Tourism Financing Assistance
      Only Applies to : Prince Edward Island
      If you own a tourism establishment, you may be able to get a loan to buy, build, renovate or expand your business or consolidate debts.

    Quebec

    • Aboriginal Business and Entrepreneurship Development
      Only Applies to : Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick Quebec Ontario Manitoba Saskatchewan Alberta British Columbia
      Apply for financing to start or grow your Aboriginal business.
    • Aboriginal Business Development Program
      Only Applies to : Quebec
      If you are a member of the First Nations in Quebec, you could receive a non-refundable contribution to support the development of your business.
    • Aboriginal Initiatives Fund III
      Only Applies to : Quebec
      Your for-profit or non-profit Aboriginal organization could be eligible for a grant for its economic development project.
    • Soutien à l'achat d'une première entreprise de pêche commerciale
      Only Applies to : Quebec
      Are you thinking of acquiring your first fishing business? If so, you may be eligible for financial support to do so.
    • Community Futures Program (Quebec)
      Only Applies to : Quebec
      Get funding for starting or growing a business in a designated rural or suburban area of the province of Quebec.
    • Cooperative Buyout Support Program
      Only Applies to : Quebec
      If you are a member partner of a cooperative, you may be eligible for funding to buyback a business.
    • Development Capital
      Only Applies to : Quebec
      You could receive funding of $5 million or more for your growth project.
    • ESSOR Program — Funding support for development projects
      Only Applies to : Quebec
      You could get funding to create a new business, or to upgrade your processes or facilities.
    • Femmessor — Réussir en affaires
      Only Applies to : Quebec
      You could obtain funding, training or mentoring for a project relating to the acquisition, start-up, expansion or consolidation of a business.
    • FIJE Fund
      Only Applies to : Quebec
      If you are a woman, an immigrant or a young entrepreneur of the Haute-Yamaska region, you could get a loan of up to $50,000 for your business project.
    • Financial support for aspiring farmers
      Only Applies to : Quebec
      If you are a Quebec farmer and want to take over an existing farm or start a new one, this funding might be for you.
    • Fonds afro-entrepreneurs — Loans to Afro-Québécois businesspeople
      Only Applies to : Quebec
      Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.
    • Fonds d'aide à l'économie de Lac-Mégantic
      Only Applies to : Quebec
      You could receive financial assistance if you carry out studies or projects promoting economic and tourism development in the town of Lac-Mégantic.
    • Fonds d'appui au rayonnement des régions
      Only Applies to : Quebec
      If you have a development project that meets a regional priority, with the exception of the Capitale-Nationale and Montreal, you could receive funding.
    • Fonds de développement économique de la région de la Capitale-Nationale
      Only Applies to : Quebec
      You could get financial assistance if your project has a structuring effect on the economic development of the Capitale-Nationale region.
    • Fonds de diversification économique de la MRC des Appalaches
      Only Applies to : Quebec
      Are you starting or growing a business in the Des Appalaches MRC? If so, you may be eligible for financial assistance.
    • Fonds de diversification économique du Centre-du-Québec et de la Mauricie
      Only Applies to : Quebec
      Are you looking to start or expand your business development project in the Centre-du-Québec and Mauricie regions? You could get financial support.
    • Fonds de diversification économique — MRC des Sources
      Only Applies to : Quebec
      Are you looking to start or expand your business development project in the Regional County Municipality of Des Sources? You could get financial assistance.
    • Fonds d'investissement en agroalimentaire Nicolet-Yamaska
      Only Applies to : Quebec
      You could receive financial assistance of up to $10,000 to start or expand your non-conventional-sized agri-food business.
    • Fonds d'investissement pour la relève agricole
      Only Applies to : Quebec
      Are you an agricultural entrepreneur 39 years old or younger? You may be eligible for assistance to acquire or lease agricultural land with option to purchase.
    • Fonds Jeunes Entreprises
      Only Applies to : Quebec Montréal-Est Anjou Saint-Léonard Montréal-Nord Montréal Westmount Verdun LaSalle Montréal-Ouest Lachine Côte-Saint-Luc Hampstead Outremont Mont-Royal Saint-Laurent Dorval L'Île-Dorval Pointe-Claire Kirkland Beaconsfield Baie-d'Urfé Sainte-Anne-de-Bellevue Senneville Pierrefonds Sainte-Geneviève Dollard-des-Ormeaux Dollard-Des Ormeaux Roxboro L'Île-Bizard
      If you are an entrepreneur living on the Island of Montreal, you could get a grant to start or grow your business.
    • FONDS MOSAÏQUE
      Only Applies to : Quebec
      If you are a member of one of Quebec's cultural communities, you may be eligible for funding to start a business or run a business that has been in operation for less than 5 years.
    • Fonds Tourisme PME
      Only Applies to : Quebec
      If you are starting a business or have a growth project in the tourism industry, you may qualify for a loan of up to $250,000.
    • Forestry Financing
      Only Applies to : Quebec
      If you are a forestry producer in Quebec, you could benefit from support and funding for your private woodlot development projects.
    • Jeunes entreprises collectives
      Only Applies to : Quebec
      If you are starting a cooperative, you could receive funding of at least $23,000 in the form of a grant, subsidy or loan.
    • Le Fonds ADM / 375 idées
      Only Applies to : Quebec
      Are you a Montreal entrepreneur between the ages of 18 and 40? If so, you can receive a loan to start or grow your business.
    • Local investment fund
      Only Applies to : Quebec
      Apply for financing to start or expand a business in Quebec.
    • MicroEntreprendre
      Only Applies to : Quebec
      You could obtain microfinancing from this network to start a business in Quebec.
    • PME MTL Fund
      Only Applies to : Quebec
      You could obtain a loan and technical assistance to carry out your business project if you have a business in Montreal at the start-up or development stage.
    • Programme de soutien à la reprise collective
      Only Applies to : Quebec
      Do you want to transfer or buy a business? If so, you can receive funding to help you.
    • Support for Self-Employment
      Only Applies to : Quebec
      You could get financial and technical support to start a business or create your own job.
    • Support for Québec Farm Business Development
      Only Applies to : Quebec
      If you run development projects for your agriculture and agri-food business, you could be eligible for an investment grant.
    • Tourism development north of the 49th parallel
      Only Applies to : Quebec
      Do you have a tourism development project to be carried out north of the 49th parallel? If so, you could be eligible for funding.
    • SMBs and Large Corporations — Project Financing
      Only Applies to : Quebec
      You could get a loan, a loan guarantee or financing in "quasi-equity" for up to 100% of project costs related to the growth of your business.
    • Young Volunteers
      Only Applies to : Quebec
      If you are between 16 and 29 years old, you could get financial and technical support to help you create your business or become self-employed.

    Saskatchewan

    Yukon

    Private-sector financing

    You can also turn to the private sector for financing for your business. You can look to Canada's major financial institutions, such as banks, credit unions, and cooperatives. Depending on the type of business you want to start, you might also be able to secure venture capital or financing from angel investors.

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