Financing from non-government organizations

Look beyond traditional funding sources. There may be not-for-profit or community-based organizations that can offer you financing or direct you towards financing. These organizations are often set up to help business owners in a specific geographic region or demographic group. Your success is their success!

Organizations offering financing

These not-for-profit and community-based organizations either offer financing or can help you access financing.

Canada

  • Futurpreneur Canada Start-Up Program
    Are you between the ages of 18 and 39? If you are a Canadian resident with a good business idea, you could get $15,000 or more to start or run a business full-time.
  • Futurpreneur Canada Newcomer Program
    If you are between the ages of 18 and 39 and have lived in Canada for less than 60 months you can apply for financing to start a business.

Alberta

  • Micro business loan
    Only Applies to : Alberta
    If you earn a low income and want to start or expand a small business in Calgary, you may be able to access a character-based loan.
  • ATB BoostR
    Only Applies to : Alberta
    This crowdfunding platform can help your Alberta business raise money through a community of supporters, in exchange for a reward.

British Columbia

  • däna Näye Ventures
    Only Applies to : British Columbia Yukon
    Your business could benefit from financing assistance, business counselling, flexible loans, and training offered by this institution.
  • Investment Agriculture Foundation funding programs
    Only Applies to : British Columbia
    If you are part of the agriculture and food processing industry in BC, you could be eligible for funding.

Manitoba

New Brunswick

  • impact: more than a start up loan
    Only Applies to : New Brunswick Newfoundland and Labrador Nova Scotia Prince Edward Island
    If you live in one of 6 major Atlantic cities, you could obtain a loan to start, grow or improve a small business.

Newfoundland and Labrador

  • impact: more than a start up loan
    Only Applies to : New Brunswick Newfoundland and Labrador Nova Scotia Prince Edward Island
    If you live in one of 6 major Atlantic cities, you could obtain a loan to start, grow or improve a small business.

Nova Scotia

  • Black Business Initiative — Financial support
    Only Applies to : Nova Scotia
    As an African Nova Scotian entrepreneur, you could access a loan of up to $25,000 to start or expand your business.
  • impact: more than a start up loan
    Only Applies to : New Brunswick Newfoundland and Labrador Nova Scotia Prince Edward Island
    If you live in one of 6 major Atlantic cities, you could obtain a loan to start, grow or improve a small business.
  • Rise Asset Development
    Only Applies to : Nova Scotia Ontario
    If you are an entrepreneur facing mental health or addiction challenges you could get $300 to $10,000 to help start, grow or promote your business.
  • Value-Added Manufacturing funding
    Only Applies to : Nova Scotia
    You could receive funding of up to 50% of eligible start-up costs related to your diverted-waste innovation.

Nunavut

  • Sivummut Grants to Small Businesses
    Only Applies to : Nunavut
    If you live in the Baffin (Qikiqtaaluk) region of Nunavut, you could get up to $25,000 to start or grow a business.

Ontario

  • ACCESS Community Capital Fund
    Only Applies to : Ontario
    Access loans of up to $5,000 to start a business in the Greater Toronto and Hamilton Area.
  • Ottawa Community Loan Fund
    Only Applies to : Ontario
    Apply for short-term loans of up to $15,000 for your Ottawa-area business or entrepreneurship project.
  • Export Market Access — A global expansion program
    Only Applies to : Ontario
    If you have 3 to 500 employees and annual sales of $300,000 or more, you may qualify for a grant of 50% on costs to grow export sales.
  • Rise Asset Development
    Only Applies to : Nova Scotia Ontario
    If you are an entrepreneur facing mental health or addiction challenges you could get $300 to $10,000 to help start, grow or promote your business.
  • Impact Loan program
    Only Applies to : Ontario
    If you are starting or expanding your business in the London area and you cannot access traditional financing, you may qualify for a loan of up to $5,000.

Prince Edward Island

  • impact: more than a start up loan
    Only Applies to : New Brunswick Newfoundland and Labrador Nova Scotia Prince Edward Island
    If you live in one of 6 major Atlantic cities, you could obtain a loan to start, grow or improve a small business.

Quebec

  • Aboriginal Business Development Program
    Only Applies to : Quebec
    If you are a member of the First Nations in Quebec, you could receive a non-refundable contribution to support the development of your business.

Saskatchewan

  • Northern Enterprise Fund Inc.
    Only Applies to : Saskatchewan
    If you live in northern Saskatchewan, you may qualify for a business loan to purchase an existing business or fixed assets, or to start a new business.
  • Golden Opportunities Fund Inc.
    Only Applies to : Saskatchewan
    Find out if your business is eligible to receive capital from this fund to grow or to create a successful succession plan to turn your equity into cash.
  • Saskatchewan Capital Network
    Only Applies to : Saskatchewan
    If you have a Saskatchewan startup or growth-focused business, the Network can connect you with potential investors who are looking for good investment opportunities.
  • Métis Assistance Program (Saskatchewan)
    Only Applies to : Saskatchewan
    If you are a Métis business owner in Saskatchewan, learn how you could get up to 40% of your project costs covered.

Yukon

  • däna Näye Ventures
    Only Applies to : British Columbia Yukon
    Your business could benefit from financing assistance, business counselling, flexible loans, and training offered by this institution.

Other organizations offering business support

There are a variety of organizations that offer business assistance in the form of business development, coaching services, or networking opportunities. Often these organizations can also help you access financing.

  • Business support organizations
    Seeking the advice of peers, professional business counsellors and coaches can help you transition from new business owner to experienced entrepreneur.

Government financing delivered by not-for-profit organizations

Some government agencies provide funding to not-for-profit organizations to deliver financing services to entrepreneurs. These programs are listed in our government grants and financing section.

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