Financing your new business
Entrepreneurs often report that getting financing is the most challenging aspect of starting a business. There are both government and private-sector sources of financing that you can tap into to get your business off the ground.
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The government provides financing to help entrepreneurs like you start a business. Some of this financing is targeted at specific demographic groups and industry sectors, and some of it is available to a wider audience. The financing includes grants and contributions (which generally do not have to be repaid), loans, and loan guarantees (which generally do have to be repaid).
- BDC Buying a business
Find out how you may get financing to buy an existing business.
- BDC Capital
Access a wide range of specialized financing to match the various stages of growth of your business.
- BDC Financing for starting a business
Learn how you could get a loan to start or buy a business or to buy property or equipment to set up your business.
- BDC Small Business Loan — for existing business
Get a loan of up to $50,000 within 2 to 5 business days. There are no fees or hassles and the entire process is online.
- BDC business loans
You could get money to help you start or grow your business.
- BDC growth capital for aboriginal business
Find out how you could get money to help start or grow your Aboriginal business.
- SMBs and Large Corporations — Project Financing
You could get a loan, a loan guarantee or financing in "quasi-equity" for up to 100% of project costs related to the growth of your business.
- Aboriginal Business and Entrepreneurship Development
Apply for financing to start or grow your Aboriginal business.
- Aboriginal Initiatives Fund II
Your aboriginal organization could benefit from a range of financial assistance for projects that support community development.
- Canada Small Business Financing Program
Access funds for your small business with the help of this loan guarantee program.
- Canadian Agricultural Loans Act program
Find out how this loan guarantee could help you secure credit for your farming business.
- Community Futures Program
Get funding for starting or growing a business in a rural or disadvantaged area of the province of Quebec.
- ESSOR Program — Funding support for development projects
You could get funding to create a new business, or to upgrade your processes or facilities.
- FACTOR funding for the sound recording industry
If your business operates in the English sound recording industry in Canada, you could qualify for funding to support various business activities.
- FONDS MOSAÏQUE
If you are a member of one of Quebec's cultural communities, you may be eligible for funding to start a business or run a business that has been in operation for less than five years.
- Farm Credit Canada — loans and lending options
You could access flexible financing options for your farming, agri-food or agribusiness operation.
- Femmessor — Réussir en affaires
You could obtain funding, training or mentoring for the acquisition, start-up, expansion or consolidation of your company.
- Financial Support for Aspiring Farmers
If you are a Quebec farmer and want to take over an existing farm or start a new one, this funding could be for you.
- Fonds afro-entrepreneurs — Loans to Afro-Québécois businesspeople
Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.
- Fonds d'aide à l'économie de Lac-Mégantic (Economic Assistance Fund for Lac-Mégantic)
You could receive financial assistance if you carry out studies or projects promoting economic and tourism development in the town of Lac-Mégantic.
- Fonds d'investissement en agroalimentaire Nicolet-Yamaska
You could receive financial assistance of up to $10,000 to start or expand your non-conventional-sized agri-food business.
- Fonds de démarrage d'entreprises — MRC de Rouville
You could get financing of up to $25,000, if you plan to start or buy a business in the Regional County Municipality of Rouville.
- Fonds de développement économique de la région de la Capitale-Nationale
You could get financial assistance if your project has a structuring effect on the economic development of the National Capital Region.
- Fonds de diversification économique — MRC des Sources
Are you looking to start or expand your business development project in the Regional County Municipality of Des Sources? You could get financial assistance.
- Fonds de diversification économique du Centre-du-Québec et de la Mauricie
Are you looking to start or expand your business development project in the Centre-du-Québec and Mauricie regions? You could get financial support.
- Futurpreneur Canada Newcomer Program
If you are between the ages of 18 and 39 and have lived in Canada for less than 60 months you can apply for financing to start a business.
- Futurpreneur Canada Start-Up Program
Are you between the ages of 18 and 39? If you are a Canadian resident with a good business idea, you could get $15,000 or more to start or run a business full-time.
- Local investment fund
Apply for financing to start or expand a business in Quebec.
- Opportunities Fund for Persons with Disabilities
If you are a person with disabilities who wants to start a business or if would like to hire someone with a disability, you could qualify for funds.
- PME MTL Fund
You could obtain a loan and technical assistance to carry out your business project if you have a business in Montreal at the start-up or development stage.
- Prêt à entreprendre
Are you starting a business or thinking of buying an existing one in Quebec? If so, you could get a loan on trust and support services.
- Quebec Economic Development Program (QEDP)
Find out about financial and other resources that can help you develop your Quebec business.
- Réseau des SADC et CAE (Network of CFDCs and CBDCs)
If you live in a rural region of Quebec, you could access business counseling, financing and training to start or grow your business.
- Réseau québécois du crédit communautaire
You could obtain microfinancing from this network to start a business in Quebec.
- Support for Self-Employment
You could get financial and technical support to start a business or create your own job.
- The Prince's Operation Entrepreneur
If you are a transitioning Canadian Forces member looking to establish a small business, this program could be for you.
- Youth Social Innovation Capital Fund
As a young entrepreneur with a social or environmental goal, you may be eligible for loans of up to $25,000 to start or grow a business.
You can also turn to the private sector for financing for your business. You can look to Canada's major financial institutions, such as banks, credit unions, and cooperatives. Depending on the type of business you want to start, you might also be able to secure venture capital or financing from angel investors.
- Sources of private sector financing
Find out about the debt and equity financing available from the private sector for your business needs.
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