Financing your new business
Entrepreneurs often report that getting financing is the most challenging aspect of starting a business. There are both government and private-sector sources of financing that you can tap into to get your business off the ground.
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The government provides financing to help entrepreneurs like you start a business. Some of this financing is targeted at specific demographic groups and industry sectors, and some of it is available to a wider audience. The financing includes grants and contributions (which generally do not have to be repaid), loans, and loan guarantees (which generally do have to be repaid).
- BDC Small Business Loan — for existing business
Get a loan of up to $50,000 within 2 to 5 business days. There are no fees or hassles and the entire process is online.
- Aboriginal Business and Entrepreneurship Development
Apply for financing to start or grow your Aboriginal business.
- Aboriginal Initiatives Fund II
Your aboriginal organization could benefit from a range of financial assistance for projects that support community development.
- BDC Buying a business
Find out how you may get financing to buy an existing business.
- BDC Capital
Access a wide range of specialized financing to match the various stages of your business' growth.
- BDC Financing for starting a business
Learn how you could get money to start or buy a business or to buy property or equipment to set up your business.
- BDC business loans
You could get money to help you start or grow your business.
- BDC growth capital for aboriginal business
Find out how you could get money to help start or grow your Aboriginal business.
- Canada Small Business Financing Program
Access funds for your small business with the help of this loan guarantee program.
- Canadian Agricultural Loans Act program
Find out how this loan guarantee could help you secure credit for your farming business.
- Community Futures Program
Get funding for starting or growing a business in a rural or disadvantaged area of the province of Quebec.
- ESSOR Program — Funding support for investment projects
You could get funding to start your business, upgrade your processes or facilities and contribute to creating or maintaining jobs.
- FACTOR funding for the recording industry
If you have a recording business or if you are a song-writer, composer or musician and record in English, you could get money for certain activities.
- FONDS MOSAÏQUE
If you are a member of one of Quebec's cultural communities, you may be eligible for funding to start a business or run a business that has been in operation for less than five years.
- Farm Credit Canada — loans and lending options
You could access flexible financing options for your farming, agri-food or agribusiness operation.
- Femmessor — Réussir en affaires
You could obtain funding, training or mentoring for the acquisition, start-up, expansion or consolidation of your company.
- Fiducie du Chantier de l'économie sociale
Do you need funding to start a business or develop new social economics projects?
- Fonds afro-entrepreneurs — Loans to Afro-Québécois businesspeople
Are you a member of one of Quebec's black communities? You could receive a loan or loan guarantee for your business' needs.
- Fonds d'aide à l'économie de Lac-Mégantic (Economic Assistance Fund for Lac-Mégantic)
You could receive financial assistance if you carry out studies or projects promoting economic and tourism development in the town of Lac-Mégantic.
- Fonds de démarrage d'entreprises - MRC de Rouville
You could get financing of up to $25,000, if you plan to start or buy a business in the Regional County Municipality of Rouville.
- Fonds de développement des entreprises d'économie sociale
Do you have a social enterprise? If so, this development fund can help you.
- Fonds de diversification économique — MRC des Sources
Are you looking to start or expand your business development project in the Regional County Municipality of Des Sources? You could get financial assistance.
- Fonds de diversification économique du Centre-du-Québec et de la Mauricie
Are you looking to start or expand your business development project in the Centre-du-Québec and Mauricie regions? You could get financial support.
- Futurpreneur Canada Newcomer Program
If you are between the ages of 18 and 39 and have lived in Canada for less than 60 months you can apply for financing to start a business.
- Futurpreneur Canada Start-Up Program
Are you between 18 and 39 years old? If you are a Canadian resident with a good business idea, you could get $15,000 or more to start or run a business full-time.
- IMPLIQ Financing
This financing could help you start or expand your co-operative or non-profit organization.
- Jeunes Promoteurs
If you want to start up your first business and you are between the ages of 18 and 35, you may be eligible to obtain financial assistance.
- Local investment fund
Apply for financing to start or expand a business in Quebec.
- Opportunities Fund for Persons with Disabilities
If you are a person with disabilities who wants to start a business or if you are an employer who would like to hire someone with a disability, you could qualify for funds.
- Prêt à entreprendre
Are you starting a business or thinking of buying an existing one in Quebec? If so, you could get a loan on trust and support services.
- Quebec Economic Development Program
Find out about financial and other resources that can help you develop your Quebec business.
- Réseau des SADC et CAE (Network of CFDCs and CBDCs)
If you live in a rural region of Quebec, you could access business counseling, financing and training to start or grow your business.
- Réseau québécois du crédit communautaire
You could obtain microfinancing from this network to start a business in Quebec.
- Support for Self-Employment
You could get financial and technical support to start a business or create your own job.
- The Prince's Operation Entrepreneur
If you are a transitioning Canadian Forces member looking to establish a small business, this program could be for you.
- Youth Social Innovation Capital Fund
As a young entrepreneur with a social or environmental goal, you may be eligible for loans of up to $25,000 to start or grow a business.
You can also turn to the private sector for financing for your business. You can look to Canada's major financial institutions, such as banks, credit unions, and cooperatives. Depending on the type of business you want to start, you might also be able to secure venture capital or financing from angel investors.
- Sources of private sector financing
Find out about the debt and equity financing available from the private sector for your business needs.
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