Financing for innovation 

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Are you looking to finance your innovation activities? Whether you're working on products or services at the research and development phase, or looking to market your innovation at the commercialization stage, there are a number of government programs available to help you. Find out if you qualify.

  • BDC Capital

    Access a wide range of specialized financing to match the various stages of growth of your business.

  • BDC Small Business Loan — for existing business

    Get a loan of up to $50,000 within 2 to 5 business days. There are no fees or hassles and the entire process is online.

  • BDC business loans

    You could get money to help you start or grow your business.

  • BDC growth capital for aboriginal business

    Find out how you could get money to help start or grow your Aboriginal business.

  • CBDC Innovation Loan
    Applies only to: Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick

    If you're an entrepreneur living in rural Atlantic Canada, you could get help to support your innovative projects.

  • Aboriginal Business and Entrepreneurship Development
    Applies only to: Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick Québec Ontario Manitoba Saskatchewan Alberta British Columbia

    Apply for financing to start or grow your Aboriginal business.

  • Agri-Food Market Development Program
    Applies only to: New Brunswick

    Get financing to expand provincial market opportunities and increase the sale and consumption of agri-food products manufactured in New Brunswick.

  • AgriInnovation Program

    If you have an agri-business, you can apply for an R&D contribution to get your new agricultural product or technology ready for the market.

  • Agriculture Direct Loans
    Applies only to: New Brunswick

    Get a loan for a project of strategic importance to the province's agricultural sector.

  • Aquaculture Collaborative Research and Development Program

    By collaborating with government researchers, you could increase your business' scientific capacity for projects relating to fish health and environmental performance.

  • Atlantic Association of Community Business Development Corporations
    Applies only to: New Brunswick Newfoundland and Labrador Nova Scotia Prince Edward Island

    If you live in a rural region of Atlantic Canada, you can access business counselling, financing and training to help start or grow your business.

  • Atlantic Innovation Fund
    Applies only to: New Brunswick Newfoundland and Labrador Nova Scotia Prince Edward Island

    If your business is in the Atlantic provinces, you could get funding to develop new technology.

  • Automotive Innovation Fund

    If you have an incorporated automotive business, you could get funding to build greener, more fuel-efficient vehicles through innovation and R&D.

  • Automotive Partnership Canada

    If you are working on next-generation automotive technologies, you could receive financial assistance to support collaborative R&D activities.

  • Automotive Supplier Innovation Program

    As a supplier to the automotive industry, your business could access funds to support projects that develop innovative products or processes.

  • Business Development Program
    Applies only to: New Brunswick Newfoundland and Labrador Nova Scotia Prince Edward Island

    Access funds to start, expand or improve your business in Atlantic Canada.

  • Canada Feature Film Fund

    If you are an incorporated Canadian film producer, you could receive money to develop, produce and market your movies in English or French.

  • Canada Media Fund

    If you are involved in the Canadian television or digital media industries, you may be eligible for funding.

  • Canadian International Innovation Program

    If you are a Canadian company with R&D projects in science and technology, you could get funding to work with a foreign partner to commercialize your technology.

  • Centre of Excellence in Next Generation Networks (CENGN)

    Is your next-generation communication solutions project ready for commercialization? You could qualify for support valued up to $100,000.

  • Collaborative Research and Development Grants

    You could get a university to help you with your research project in natural sciences or engineering if you contribute half the costs of the project.

  • Cultural industries — Financial assistance
    Applies only to: New Brunswick

    Find out how you could get money to help cover costs related to your film, television, new media, music or publishing business.

  • Farm Credit Canada — loans and lending options

    You could access flexible financing options for your farming, agri-food or agribusiness operation.

  • Industrial Research Assistance Program

    Your small or medium-sized business may qualify for financial assistance to develop, adopt, adapt and/or commercialize new or improved technologies.

  • Investments in Forest Industry Transformation

    You could get funding to help commercialize first-in-kind technologies for the forest product industry.

  • MUSICACTION

    You may be eligible for financing if you are a French-language songwriter, composer, artist, or recording business owner.

  • Matching Investment Fund

    If you produce milk products or manufacture processed goods made with milk, you could get funding to create new or improved products.

  • Mitacs Accelerate

    Learn how you can expand your R&D potential by recruiting a graduate student or postdoctoral fellow to research your technology project.

  • Mitacs Elevate

    You could obtain research assistance from a PhD fellow at a reduced cost to your business for projects lasting up to two years.

  • Networks of Centres of Excellence

    Explore various funds available for your R&D activities that respond to current research and innovation needs.

  • NextGen Biofuels Fund

    Find out if you are eligible for funding to develop a biofuel production facility in Canada.

  • Partnerships Options for Companies

    Get help with your Canadian R&D projects in natural sciences or engineering from colleges and universities in Canada.

  • Research and Development Tax Credit
    Applies only to: New Brunswick

    Obtain a fully refundable tax credit for research and development activities carried out by your business.

  • Scientific Research and Experimental Development Tax Incentive Program

    You can get a tax credit if you spend money on industrial R&D in Canada.

  • Seed Capital Initiative
    Applies only to: New Brunswick Newfoundland and Labrador Nova Scotia

    If you live in one of 5 major Atlantic cities, you could obtain a loan and training to start, grow or improve a small business.

  • Space Technology Development Program

    Your organization (Industry or Academia) could receive financial and technical support to perform R&D on space technologies.

  • Strategic Aerospace and Defence Initiative

    If your aerospace and defence company is incorporated in Canada, you could receive money for R&D projects in Canada.

  • Sustainable Development Technology Fund

    Need money to develop and test a new energy technology? You could qualify for funding to create clean technology products that fight climate change.

  • TECTERRA Geomatics Technology Programs

    If you are an entrepreneur in the geomatics industry, you could access funding and resources that can help you develop and commercialize your business.

  • Technology Demonstration Program

    You could receive up to 50% of the costs of a next-generation manufacturing project for the aerospace, defence, space and security industries.

  • Youth Employment Program

    You could obtain financial assistance to hire a skilled post-secondary graduate to work on your innovative project.

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