Financing for innovation 

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Are you looking to finance your innovation activities? Whether you're working on products or services at the research and development phase, or looking to market your innovation at the commercialization stage, there are a number of government programs available to help you. Find out if you qualify.

  • BDC Capital

    Access a wide range of specialized financing to match the various stages of your business' growth.

  • BDC Small Business Loan — for existing business

    Get a loan of up to $50,000 within 2 to 5 business days. There are no fees or hassles and the entire process is online.

  • CBDC Innovation Loan
    Applies only to: Newfoundland and Labrador Prince Edward Island Nova Scotia New Brunswick

    If you're an entrepreneur living in rural Atlantic Canada, you could get help to support your innovative projects.

  • R&D Vouchers
    Applies only to: Newfoundland and Labrador

    Access funding for technical expertise and facilities that will support your research and development activities within your innovative business.

  • Agri-Food Market Development Program
    Applies only to: New Brunswick

    Get financing to expand provincial market opportunities and increase the sale and consumption of agri-food products manufactured in New Brunswick.

  • AgriInnovation Program

    If you have an agri-business, you can apply for an R&D contribution to get your new agricultural product or technology ready for the market.

  • Agriculture Direct Loans
    Applies only to: New Brunswick

    Get a loan for a project of strategic importance to the province's agricultural sector.

  • Alberta BoostR
    Applies only to: Alberta

    This crowdfunding platform can help your Alberta business raise money through a community of supporters, in exchange for a reward.

  • Alberta Innovates
    Applies only to: Alberta

    You could get support for the research and innovation-based activities of your business from the Government of Alberta.

  • Alberta Scientific Research and Experimental Development Tax Credit Program
    Applies only to: Alberta

    Your corporation may be able to receive a tax credit for scientific research and experimental development expenditures incurred in Alberta.

  • Aquaculture Collaborative Research and Development Program

    By collaborating with government researchers, you could increase your business' scientific capacity for projects relating to fish health and environmental performance.

  • Atlantic Innovation Fund
    Applies only to: New Brunswick Newfoundland and Labrador Nova Scotia Prince Edward Island

    If your business is in the Atlantic provinces, you could get funding to develop new technology.

  • Automotive Innovation Fund

    If you have an incorporated automotive business, you could get funding to build greener, more fuel-efficient vehicles through innovation and R&D.

  • Automotive Partnership Canada

    If you are working on next-generation automotive technologies, you could receive financial assistance to support collaborative R&D activities.

  • Automotive Supplier Innovation Program

    As a supplier to the automotive industry, your business could access funds to support projects that develop innovative products or processes.

  • BC Tech Co-op Grants Pogram
    Applies only to: British Columbia

    If your business operates in the technology sector, you may be eligible for a grant to hire a BC co-op student.

  • Broadband for E-business and Marketing (Muskoka)
    Applies only to: Ontario

    You may be eligible for financial support to help your Muskoka business develop and implement e-business strategies and applications.

  • Business Investment Fund
    Applies only to: Newfoundland and Labrador

    Need financing to grow or expand your business? If it is part of the Province’s strategic sector, you could be eligible for funding.

  • Canada Media Fund

    If you are involved in the Canadian television or digital media industries, you may be eligible for funding.

  • Canadian International Innovation Program

    If you are a Canadian company with R&D projects in science and technology, you could get funding to work with a foreign partner to commercialize your technology.

  • Centre of Excellence in Next Generation Networks (CENGN)

    Is your next-generation communication solutions project ready for commercialization? You could qualify for support valued up to $100,000.

  • Cleantech Pre-investment Program
    Applies only to: Nova Scotia

    Apply for up to $50,000 to get your early-stage clean technology business investment-ready.

  • Collaboration Voucher Program
    Applies only to: Ontario

    You may be able to cut the cost of innovation technical expertise needed to keep your Ontario business competitive.

  • Collaborative Health Research Projects

    If you are in natural sciences or engineering and have a partner from the health science community, you could get funding for your collaborative research project.

  • Collaborative Research and Development Grants

    You could get a university to help you with your research project in natural sciences or engineering if you contribute half the costs of the project.

  • Commercialization Support for Business Program
    Applies only to: Manitoba

    Apply for financial help to commercialize innovative products that aren't yet being manufactured in the province.

  • Community Futures British Columbia — Financing programs for entrepreneurs
    Applies only to: British Columbia

    You could get a loan to start or grow a business if you live in a rural area of British Columbia.

  • Community Futures Manitoba
    Applies only to: Manitoba

    Find out about loans to start or grow a business if you live in rural and northern Manitoba.

  • Community Futures Saskatchewan — Loan products for small businesses
    Applies only to: Saskatchewan

    You could get a loan to start or grow a business if you live in rural or northern Saskatchewan.

  • Conservation Fund
    Applies only to: Ontario

    You could receive funding for new energy conservation programs and technology for your business.

  • Créativité Québec
    Applies only to: Québec

    Your business could get funding to buy new technology, or to develop or improve products and processes.

  • Cultural industries — Financial assistance
    Applies only to: New Brunswick

    Find out how you could get money to help cover costs related to your film, television, new media, music or publishing business.

  • Development and Commercialization Fund
    Applies only to: Prince Edward Island

    You could receive financial support for the discovery and development project phases of your innovative PEI business.

  • Digital media tax credit
    Applies only to: Nova Scotia

    Your media business may be eligible for a refundable tax credit of up to 50% on the cost of developing interactive digital products.

  • ESSOR Program — Funding support for development projects
    Applies only to: Québec

    You could get funding to create a new business, or to upgrade your processes or facilities.

  • Eastern Ontario Development Program
    Applies only to: Ontario

    If you are located in a rural area of Eastern Ontario, you could get financing to start or grow your business.

  • Eco-Financing
    Applies only to: Québec

    You could obtain a loan, a loan guarantee or quasi-equity funding to establish environmentally friendly business practices.

  • Economic Development Initiative (Southern Ontario)
    Applies only to: Ontario

    Funding may be available for your organization if you provide business support services in French to a Francophone community in southern Ontario.

  • Entrepreneur Support (SEED)
    Applies only to: Northwest Territories

    You may be eligible to receive a grant to start a new business or to improve the capacity of your existing business.

  • Farm Business Development Initiative
    Applies only to: Saskatchewan

    As a Saskatchewan farmer, you can apply for funding to access farm-related training or to help with the cost of hiring a consulting service.

  • Farm Credit Canada — loans and lending options

    You could access flexible financing options for your farming, agri-food or agribusiness operation.

  • FedNor Innovation Fund
    Applies only to: Ontario

    If your business is based in Northern Ontario, you could receive funding towards the adoption and commercialization of new technologies.

  • Fonds de développement économique de la région de la Capitale-Nationale
    Applies only to: Québec

    You could get financial assistance if your project has a structuring effect on the economic development of the National Capital Region.

  • Fonds de diversification économique — MRC des Sources
    Applies only to: Québec

    Are you looking to start or expand your business development project in the Regional County Municipality of Des Sources? You could get financial assistance.

  • Fonds de diversification économique du Centre-du-Québec et de la Mauricie
    Applies only to: Québec

    Are you looking to start or expand your business development project in the Centre-du-Québec and Mauricie regions? You could get financial support.

  • Growing Forward 2: Growing Innovation
    Applies only to: Manitoba

    As an agriproducer or agriprocessor, you could take advantage of financial assistance programs designed to help you with research and adoption of new technologies.

  • Growing Forward 2: Growing Value — Commercialization
    Applies only to: Manitoba

    If you are an agriproducer or agriprocessor, you could receive financing for pre-commercialization, commercialization and market development activities.

  • IMPLIQ Financing
    Applies only to: Québec

    This financing could help you start or expand your co-operative or non-profit organization.

  • Industrial agreement programs
    Applies only to: Québec

    If your Quebec small and medium enterprises is seeking European industrial or technological partners, these programs could make the process easier for you.

  • Industry-Academic Collaboration Programs
    Applies only to: Ontario

    Learn about financing and support that may help you develop and commercialize innovative techniques, products and services in Ontario.

  • Innov'Action Agri-Food Program — Innovation in food processing products and processes
    Applies only to: Québec

    You could get financial support to foster the delivery of food processing projects related to product and process innovation.

  • Interactive Digital Media Fund
    Applies only to: Ontario

    You may be eligible for funding up to a maximum of $250,000 for the creation of digital media content.

  • Interactive Digital Media tax credit
    Applies only to: Newfoundland and Labrador

    If your business is developing interactive digital media products in the province, you may qualify for a tax credit.

  • Investing in Business Growth and Productivity
    Applies only to: Ontario

    Your established Ontario business or not-for-profit organization may be eligible for funding to grow and be more productive.

  • Investing in Business Innovation
    Applies only to: Ontario

    You could get financing to help commercialize the innovations of your Southern Ontario early-stage business if you've secured private investments.

  • Investment Fund Grant Programs
    Applies only to: Saskatchewan

    If you are an artist or creative producer in Saskatchewan with a product ready to sell, you can apply to receive a grant to support your efforts.

  • Investments in Forest Industry Transformation

    You could get funding to help commercialize first-in-kind technologies for the forest product industry.

  • Local Poverty Reduction Fund
    Applies only to: Ontario

    Your registered charity, not-for-profit or Aboriginal organization may be eligible for a grant for sustainable projects that aim to reduce poverty.

  • Makigiaqvik Loans
    Applies only to: Nunavut

    If you have an Inuit-owned business you may be eligible for a loan of up to $50,000.

  • Mitacs Accelerate

    Learn how you can expand your R&D potential by recruiting a graduate student or postdoctoral fellow to research your technology project.

  • Mitacs Elevate

    You could obtain research assistance from a PhD fellow at a reduced cost to your business for projects lasting up to two years.

  • N1M — Startup technology support for the Northumberland region and Southern Ontario
    Applies only to: Ontario

    You could get funding if your technology start-up or innovative SME in Southern Ontario is at the idea or validation stage.

  • Networks of Centres of Excellence

    Explore various funds available for your R&D activities that respond to current research and innovation needs.

  • Northern Community Capacity Building Programs (Northern Ontario)
    Applies only to: Ontario

    You may be eligible to apply for a grant of up to a maximum of $150,000 to support certain types of business related activities in Northern Ontario.

  • Northern Innovation Programs (Northern Ontario)
    Applies only to: Ontario

    Your Northern Ontario business may able eligible for funding from $15,000 up to $500,000 towards research and commercialization of new technologies.

  • Nova Scotia First Fund
    Applies only to: Nova Scotia

    Find out how to commercialize your emerging technology with a venture investment of up to $3 million.

  • Nova Scotia farm loans
    Applies only to: Nova Scotia

    Apply for a variety of lending products to help start or grow your agricultural business.

  • Ontario Catapult Microloan Fund for Social Enterprises
    Applies only to: Ontario

    You may be eligible for a loan of $5,000 to $25,000 for your innovative Ontario-based social enterprise.

  • Ontario Music Fund
    Applies only to: Ontario

    If you run a business, a consortium, an industry association or a not-for-profit organization active in the Ontario music sector you may be eligible to apply for funding.

  • Ontario Research and Development Tax Credit
    Applies only to: Ontario

    Find out if you qualify for a tax credit for your research and development expenditures.

  • Ontario Tax Exemption for Commercialization
    Applies only to: Ontario

    Your corporation may be eligible for a tax exemption if you sell new products developed by Canadian colleges or universities.

  • PRAM-Est
    Applies only to: Québec

    You could get funding of up to $250,000 if your non-profit organization develops innovative projects for developing East-end Montreal.

  • Passeport innovation
    Applies only to: Québec

    Your eligible SME, cooperative or non-profit organization could receive funding to support technological, organizational and social innovation projects.

  • Pilot and Discovery Fund
    Applies only to: Prince Edward Island

    You could obtain up to $25,000 to test an innovation-based idea.

  • Prêt à entreprendre
    Applies only to: Québec

    Are you starting a business or thinking of buying an existing one in Quebec? If so, you could get a loan on trust and support services.

  • Programme Innov'Action agroalimentaire — Innovation en production agricole
    Applies only to: Québec

    You could get financial support to help your business increase its competitiveness by adopting the results of applied research by the agricultural sector.

  • Quebec Economic Development Program (QEDP)
    Applies only to: Québec

    Find out about financial and other resources that can help you develop your Quebec business.

  • R&D Proof of Concept
    Applies only to: Newfoundland and Labrador

    Apply for a grant to reduce the technical and financial risk of your innovative, pre-commercial research and development project.

  • Recognition for Pre-Competitive Research Consortia
    Applies only to: Québec

    Do you do pre-competitive research and want to create research consortia? If so, this tax credit can help you.

  • Research and Development Program (waste diversion)
    Applies only to: Nova Scotia

    You could receive research funding of up to $50,000 for your solid waste diversion idea.

  • Research and Development Tax Credit
    Applies only to: Nova Scotia

    You can apply for a 15% tax credit for costs incurred from qualified scientific research and experimental development.

  • Saskatchewan Petroleum Research Incentive
    Applies only to: Saskatchewan

    If your organization conducts research in the area of new and promising technologies for the oil and gas sector, you may be eligible for an incentive.

  • Sivummut Grants to Small Businesses
    Applies only to: Nunavut

    If you live in the Baffin (Qikiqtaaluk) region of Nunavut, you could get up to $25,000 to start or grow a business.

  • Social Enterprise Ontario
    Applies only to: Ontario

    Your social enterprise with an environmental or social goal for Francophones may be eligible for grants of up to $16,000 or loans of up to $40,000.

  • Southern Ontario Fund for Investment in Innovation
    Applies only to: Ontario

    Apply for funding to help your innovative small business develop and commercialize new processes or technologies.

  • Southwestern Ontario Development Fund
    Applies only to: Ontario

    As a business or an incorporated, not-for-profit organization you could receive funding to support business expansion and innovation in your region.

  • Space Technology Development Program

    Your organization (Industry or Academia) could receive financial and technical support to perform R&D on space technologies.

  • Strategic Industries Development Fund
    Applies only to: Yukon

    If your business undertakes a strategic industry-related project, you may be eligible for funding if the project provides positive economic outcomes.

  • Strategic Investments in Northern Economic Development
    Applies only to: Northwest Territories Nunavut Yukon

    Find out how your northern business could get money for a project that creates jobs and helps develop the North.

  • TECTERRA Geomatics Technology Programs

    If you are an entrepreneur in the geomatics industry, you could access funding and resources that can help you develop and commercialize your business.

  • Tax Credit for Salaries and Wages (R&D)
    Applies only to: Québec

    If you carry out scientific research and experimental development work, your business could benefit from this tax measure.

  • Tax credit for pre-competitive private partnership research
    Applies only to: Québec

    Put this tax measure to work for your (SR&ED) projects carried out in Quebec, in partnership with another private company.

  • Tax credit for the development of e-business
    Applies only to: Québec

    Your corporation could benefit from this refundable tax credit if its activities are in IT and are carried out in an establishment located in Quebec.

  • Technology Demonstration Program

    You could receive up to 50% of the costs of a next-generation manufacturing project for the aerospace, defence, space and security industries.

  • Tourism Development Fund
    Applies only to: Ontario

    Your tourism business may qualify for financial support for innovation, training, and improving investment readiness.

  • Value-Added Manufacturing Program
    Applies only to: Nova Scotia

    You could receive funding of up to 50% of eligible start-up costs related to your diverted-waste innovation.

  • Western Diversification Program
    Applies only to: Manitoba Saskatchewan British Columbia Alberta

    If your not-for-profit organization is looking to strengthen the economy of Western Canada, you can apply for funding for various initiatives.

  • Western Innovation (WINN) Initiative
    Applies only to: Alberta British Columbia Manitoba Saskatchewan

    Your Western business could get financial assistance to bring innovative products, processes and services to market.

  • Youth Employment Program

    You could obtain financial assistance to hire a skilled post-secondary graduate to work on your innovative project.

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