Financing for innovation 

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Are you looking to finance your innovation activities? Whether you're working on products or services at the research and development phase, or looking to market your innovation at the commercialization stage, there are a number of government programs available to help you. Find out if you qualify.

  • BDC Small Business Loan — for existing business

    Get a loan of up to $50,000 within 2 to 5 business days. There are no fees or hassles and the entire process is online.

  • PEI Product Development Fund
    Applies only to: Prince Edward Island

    You could receive financing to help you generate new products, add value to existing products, and create new markets through BIO|FOOD|TECH.

  • R&D Vouchers
    Applies only to: Newfoundland and Labrador

    Access funding for technical expertise and facilities that will support your research and development activities within your innovative business.

  • Prêt à entreprendre
    Applies only to: Québec

    Are you starting a business or thinking of buying an existing one in Quebec? If so, you could get a loan on trust and support services.

  • Advanced Manufacturing Fund
    Applies only to: Ontario

    If your Ontario manufacturing business conducts innovative manufacturing activities and R&D, you could access repayable funding.

  • AgriInnovation Program

    If you have an agri-business, you can apply for an R&D contribution to get your new agricultural product or technology ready for the market.

  • Alberta BoostR
    Applies only to: Alberta

    This crowdfunding platform can help your Alberta businesses raise money through a community of supporters, in exchange for a reward.

  • Alberta Innovates
    Applies only to: Alberta

    You could get support for the research and innovation-based activities of your business from the Alberta Government.

  • Alberta Scientific Research and Experimental Development Tax Credit Program
    Applies only to: Alberta

    Your corporation may be able to receive a tax credit for scientific research and experimental development expenditures incurred in Alberta.

  • Aquaculture Collaborative Research and Development Program

    By collaborating with government researchers, you could increase your business' scientific capacity for projects relating to fish health and environmental performance.

  • Atlantic Association of Community Business Development Corporations
    Applies only to: New Brunswick, Newfoundland and Labrador, Nova Scotia, Prince Edward Island

    If you live in a rural region of Atlantic Canada, you can access business counselling, financing and training to help start or grow your business.

  • Atlantic Innovation Fund
    Applies only to: New Brunswick, Newfoundland and Labrador, Nova Scotia, Prince Edward Island

    If your business is in the Atlantic provinces, you could get funding to develop new technology.

  • Automotive Innovation Fund

    If you have an incorporated automotive business, you could get funding to build greener, more fuel-efficient vehicles through innovation and R&D.

  • Automotive Partnership Canada

    If you are working on next-generation automotive technologies, you could receive financial assistance to support collaborative R&D activities.

  • BDC Capital

    Access a wide range of specialized financing to match the various stages of your business' growth.

  • Broadband for E-business and Marketing (Muskoka)
    Applies only to: Ontario

    You may be eligible for financial support to help your Muskoka business develop and exploit e-business strategies and applications.

  • Broadband for E-business and Marketing (Timmins)
    Applies only to: Ontario

    You may be eligible for financial support to help your business in the Timmins region develop and exploit e-business strategies and applications.

  • Business Investment Fund
    Applies only to: Newfoundland and Labrador

    Need financing to grow or expand your business? If it is part of the Province’s strategic sector, you could be eligible for funding.

  • Canada Media Fund

    If you are involved in the Canadian television or digital media industries, you may be eligible for funding.

  • Cleantech Pre-investment Program
    Applies only to: Nova Scotia

    Apply for up to $50,000 to get your early-stage clean technology business investment-ready.

  • Collaboration Voucher Program
    Applies only to: Ontario

    You may be able to cut the cost of innovation technical expertise needed to keep your Ontario business competitive.

  • Collaborative Health Research Projects

    If you are in natural sciences or engineering and have a partner from the health science community, you could get funding for your collaborative research project.

  • Collaborative Research and Development Grants

    You could get a university to help you with your research project in natural sciences or engineering if you contribute half the costs of the project.

  • Commercialization Support for Business Program
    Applies only to: Manitoba

    Apply for financial help to commercialize innovative products that aren't yet being manufactured in the province.

  • Community Futures British Columbia — Financing programs for entrepreneurs
    Applies only to: British Columbia

    You could get a loan to start or grow a business if you live in a rural area of British Columbia.

  • Community Futures Manitoba
    Applies only to: Manitoba

    Find out about loans to start or grow a business if you live in rural and northern Manitoba.

  • Community Futures Saskatchewan — Loan products for small businesses
    Applies only to: Saskatchewan

    You could get a loan to start or grow a business if you live in rural or northern Saskatchewan.

  • Connect Canada internships

    You could receive funding of $5,000 to help pay the salary of a graduate student or a post-doctoral fellow for 4 to 6 months to help with your advanced R&D project.

  • Conservation Fund
    Applies only to: Ontario

    You could receive funding for new energy conservation programs and technology for your business.

  • Cultural industries — Financial assistance
    Applies only to: New Brunswick

    Find out how you could get money to help cover costs related to your film, television, new media, music or publishing business.

  • Development and Commercialization Fund
    Applies only to: Prince Edward Island

    You could receive financial support for the discovery and development project phases of your innovative PEI business.

  • Digital Media Development Program
    Applies only to: New Brunswick

    Find out about a salary rebate worth up to $15,000 per year per full-time production employee who helps develop gaming intellectual property.

  • Digital media tax credit
    Applies only to: Nova Scotia

    Your digital media business may be eligible for a refundable tax credit of up to 50% on the cost of developing interactive products.

  • Eastern Ontario Development Program
    Applies only to: Ontario

    If you are located in a rural area of Eastern Ontario, you could get financing to start or grow your business.

  • Eco-Financing
    Applies only to: Québec

    You could obtain a loan, a loan guarantee or quasi-equity funding to establish environmentally friendly business practices.

  • Economic Development Initiative (Southern Ontario)
    Applies only to: Ontario

    Funding may be available for your business if you provide programs or services in French to a Francophone community in southern Ontario.

  • Engage Grants

    You could access a grant for your science and engineering business to help solve a company-specific problem by collaborating with researchers from a Canadian university.

  • Enterprise Trade Fund (Small Business)
    Applies only to: Yukon

    Your export-related business could be eligible for funding to open, develop or expand markets or to stimulate Yukon business activities.

  • Enterprise Trade Fund (film and sound industries)
    Applies only to: Yukon

    If your business is involved in the sound or film industry, apply for funding of up to $50 000.

  • Entrepreneur Loan Program
    Applies only to: Prince Edward Island

    You may be eligible to receive up to $100,000 directly from authorized lenders backed by a government guarantee for your new or expanding business.

  • Farm Business Development Initiative
    Applies only to: Saskatchewan

    As a Saskatchewan farmer, you can apply for funding to access farm-related training or to help with the cost of hiring a consulting service.

  • Farm Credit Canada – Loans and Lending Options

    You could access capital for your farming or agri-business operation.

  • FedNor Innovation Fund
    Applies only to: Ontario

    If your business is based in Northern Ontario, you could receive funding towards the adoption and commercialization of new technologies.

  • Fisheries Technology and New Opportunities Program
    Applies only to: Newfoundland and Labrador

    You could access funding for research and development projects (for example, recovery of discards, alternative harvesting and processing technology, quality assurance).

  • IMPLIQ Financing
    Applies only to: Québec

    This financing could help you start or expand your co-operative or non-profit organization.

  • INNOV8 Program
    Applies only to: New Brunswick

    You could get money to help your business improve processes, increase productivity, commercialization, advance technology, export or innovate.

  • Industrial agreement programs
    Applies only to: Québec

    If your Quebec SME is seeking European industrial or technological partners, these programs could make the process easier for you.

  • Industry-Academic Collaboration Programs
    Applies only to: Ontario

    Learn about financing and support that may help you develop and commercialize innovative techniques, products and services in Ontario.

  • Industry-Partnered Collaborative Research Program

    If you are an academic researcher, you can apply for a grant for a collaborative research project you undertake with a Canadian industry partner who shares an interest in health R&D.

  • Innovacorp
    Applies only to: Nova Scotia

    Get the capital and guidance you need to take your emerging technology business to the next level.

  • Interaction Grants

    Your R&D company could get a grant of up to $5,000 to meet with established academic researchers to identify potential research projects.

  • Interactive Digital Media Fund
    Applies only to: Ontario

    You may be eligible for funding up to a maximum of $150,000 for the production of your digital media content.

  • International Science and Technology Partnerships Program

    If you own a small or medium-sized business with R&D projects in science and technology, you could get money to partner with foreign researchers.

  • Investing in Business Growth and Productivity
    Applies only to: Ontario

    Your established Ontario business or not-for-profit organization may be eligible for funding to grow and be more productive.

  • Investing in Business Innovation
    Applies only to: Ontario

    You could get financing to help commercialize the innovations of your Southern Ontario start-up if you've already secured private investments.

  • Investments in Forest Industry Transformation

    You could get funding to commercialize new technologies for forest product production.

  • Metis-Dene Development Fund
    Applies only to: Northwest Territories

    Are you a majority-owner of a business in the Northwest Territories? You may be able to get money to help you grow your business.

  • Mitacs Accelerate

    Learn how you can expand your R&D potential by recruiting a graduate student or postdoctoral fellow to research your technology project.

  • Mitacs Elevate

    You could receive funding toward a fellowship program with a recent PhD graduate to work on a research project for two years.

  • Networks of Centres of Excellence

    Find out about various funds available for your R&D activities that respond to current research and innovation needs.

  • Northern Community Capacity Building Programs (Northern Ontario)
    Applies only to: Ontario

    You may be eligible to apply for a grant of up to a maximum of $150,000 to support certain types of business related activities in Northern Ontario.

  • Northern Innovation Programs (Northern Ontario)
    Applies only to: Ontario

    Your Northern Ontario business may able eligible for funding from $15,000 up to $500,000 towards research and commercialization of new technologies.

  • Nova Scotia First Fund
    Applies only to: Nova Scotia

    Find out how to commercialize your emerging technology with a venture investment of up to $3 million.

  • Nova Scotia farm loans
    Applies only to: Nova Scotia

    Apply for a loan to help fund your agricultural business.

  • Ontario Catapult Microloan Fund for Social Enterprises
    Applies only to: Ontario

    You may be eligible for a loan of $5,000 to $25,000 for your innovative Ontario-based social enterprise.

  • Ontario Music Fund
    Applies only to: Ontario

    If you run a business, a consortium, an industry association or a not-for-profit organization active in the Ontario music sector you may be eligible to apply for funding.

  • Ontario Production Services Tax Credit
    Applies only to: Ontario

    Your production company could be eligible to receive a refundable tax credit for production expenses.

  • Ontario Research and Development Tax Credit
    Applies only to: Ontario

    Find out if you qualify for a tax credit for your research and development expenditures.

  • Ontario Sound Recording Tax Credit
    Applies only to: Ontario

    Your Ontario corporation may qualify for a 20% refundable tax credit for expenses related to the production of a sound recording or music video.

  • Ontario Tax Exemption for Commercialization
    Applies only to: Ontario

    Your corporation may be eligible for a tax exemption if you sell new products developed by Canadian colleges or universities.

  • Partnership Workshops Program

    If you are an academic wanting to work on collaborative research activities with end-users from the business community, you can apply for a grant to develop a workshop.

  • Pilot and Discovery Fund
    Applies only to: Prince Edward Island

    You could obtain up to $25,000 to test an innovation-based idea.

  • Pilot program supporting agricultural multifunctionality
    Applies only to: Québec

    Your agricultural business or group of agricultural businesses could benefit from funding for your community-related projects.

  • Prince Edward Island BioAlliance Commercialization Services Initiative
    Applies only to: Prince Edward Island

    You could get financial and technical assistance to help you commercialize your bioscience-related research, products, and services.

  • Programme UBIFRANCE/QUÉBEC
    Applies only to: Québec

    You can request reimbursement of travel and hospitality expenses incurred in France, if you have agreed to a Quebec-France partnership to carry out an industrial project.

  • R&D Proof of Concept
    Applies only to: Newfoundland and Labrador

    Apply for a grant to reduce the technical and financial risk of your innovative, pre-commercial research and development project.

  • Recognition for Pre-Competitive Research Consortia
    Applies only to: Québec

    Do you do pre-competitive research and want to create research consortia? If so, this tax credit can help you.

  • Research and Development Program (waste diversion)
    Applies only to: Nova Scotia

    You could receive research funding of up to $50,000 for your solid waste diversion idea.

  • Research and Development Tax Credit
    Applies only to: Nova Scotia

    You can apply for a 15% tax credit for costs incurred from qualified scientific research and experimental development.

  • Saskatchewan Agri-Value Initiative
    Applies only to: Saskatchewan

    Up to $100,000 of funding may be available for you to establish or grow your agri-business.

  • Saskatchewan Mineral Exploration Tax Credit
    Applies only to: Saskatchewan

    Your mineral exploration company may be able to offer tax credits to your investors.

  • Saskatchewan Petroleum Research Incentive
    Applies only to: Saskatchewan

    If your organization conducts research in the area of new and promising technologies for the oil and gas sector, you may be eligible for an incentive.

  • Self Employment Option
    Applies only to: Northwest Territories

    Interested in starting your own business in the Northwest Territories? If you are unemployed, you could continue to receive benefits and get help to start your business.

  • Sivummut Grants to Small Businesses
    Applies only to: Nunavut

    If you live in the Baffin (Qikiqtaaluk) region of Nunavut, you could get up to $25,000 to start or grow a business there.

  • Southern Ontario Fund for Investment in Innovation
    Applies only to: Ontario

    Apply for funding to help your innovative small business develop and commercialize new processes or technologies.

  • Southwestern Ontario Development Fund
    Applies only to: Ontario

    As a business or an incorporated, not-for-profit organization you could receive funding to support business expansion and innovation in your region.

  • Space Technology Development Program

    Your organization (Industry or Academia) could receive financial and technical support to perform R&D on space technologies.

  • Strategic Industries Development Fund
    Applies only to: Yukon

    If your business undertakes a strategic industry-related project, you may be eligible for funding if the project provides positive economic outcomes.

  • Strategic Investments in Northern Economic Development
    Applies only to: Northwest Territories, Nunavut, Yukon

    Find out how your northern business could get money for a project that creates jobs and helps develop the North.

  • TECTERRA Geomatics Technology Programs

    If you are an entrepreneur in the geomatics industry, you could access funding and resources that can help you develop and commercialize your business.

  • Tax Credit for R&D Salary for Biopharmaceutical Activities
    Applies only to: Québec

    If you are in the biopharmaceutical industry, your business could benefit from this tax measure.

  • Tax credit for pre-competitive private partnership research projects
    Applies only to: Québec

    Put this tax measure to work for your scientific research and experimental development (SR&ED) projects carried out in Quebec, in partnership with another private company.

  • Technology Demonstration Program

    You could receive up to 50% of the costs of a next-generation manufacturing project for the aerospace, defence, space and security industries.

  • Tourism Development Fund
    Applies only to: Ontario

    Your tourism business may qualify for financial support for innovation, training, and improving investment readiness.

  • Value-Added Manufacturing Program
    Applies only to: Nova Scotia

    You could receive funding of up to 50% of eligible start-up costs related to your diverted-waste innovation.

  • Western Diversification Program
    Applies only to: Manitoba, Saskatchewan, British Columbia, Alberta

    If your not-for-profit organization is looking to strengthen the economy of Western Canada, you can apply for funding for various initiatives.

  • Western Innovation (WINN) Initiative
    Applies only to: Alberta, British Columbia, Manitoba, Saskatchewan

    Your Western business could get financial assistance to bring innovative products, processes and services to market.

  • Youth Employment Program

    You could obtain financial assistance to hire a skilled post-secondary graduate to work on your innovative project.

  • Yukon Agriculture Training Program
    Applies only to: Yukon

    Get funding to strengthen your agriculture and agri-food business through training, skills development, and diversification.

  • Yukon Research and Development Tax Credit
    Applies only to: Yukon

    Receive a tax credit of 15% or 20% for eligible research and development costs.