Financing from non-government organizations 

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Look beyond traditional funding sources. There may be not-for-profit or community-based organizations that can offer you financing or direct you towards financing. These organizations are often set up to help business owners in a specific geographic region or demographic group. Your success is their success!

Organizations offering financing

These not-for-profit and community-based organizations either offer financing or can help you access financing.

  • ACCESS Community Capital Fund
    Applies only to: Ontario

    Access loans of up to $5,000 to start a business in the Greater Toronto Area.

  • Black Creek Micro-Credit Program
    Applies only to: Ontario

    You could be eligible for a loan of up to $5,000, as well as business support, to start your business in Black Creek, Toronto.

  • CYBF Expansion Program

    You could get $10,000 to grow your business if you received a Start-Up loan from the Canada Youth Business Foundation within the last three to five years.

  • CYBF Newcomer Program

    If you are a recent immigrant to Canada and are between the ages of 18 and 39 years old, you can apply for money to start a business.

  • CYBF Start-Up Program

    Are you between 18 and 39 years old? If you are a Canadian resident with a good business idea, you could get $15,000 or more to start or run a business full-time.

  • Export Market Access — A global expansion program
    Applies only to: Ontario

    If you have at least five employees and annual sales of $500,000 or more, you may qualify for a grant of 50% on costs to grow export sales for your Ontario business.

  • Ottawa Community Loan Fund
    Applies only to: Ontario

    Apply for short-term loans of up to $15,000 for your Ottawa-area business or entrepreneurship project.

  • Saskatchewan Capital Network

    If you have a Saskatchewan startup or growth focused business, the Network can connect you with potential investors who are looking for good investment opportunities.

Other organizations offering business support

There are a variety of organizations that offer business assistance in the form of business development, coaching services, or networking opportunities. Often these organizations can also help you access financing.

  • Business support organizations

    Seeking the advice of peers, professional business counsellors and coaches can help you transition from new business owner to experienced entrepreneur.

Government financing delivered by not-for-profit organizations

Some government agencies provide funding to not-for-profit organizations to deliver financing services to entrepreneurs. These programs are listed in our government grants and financing section.